Do you listen to Dave Ramsey? Love him!!!! Eric and I have been married for 20 years and boy would we do things differently, financially, if we could turn back the hands of time!!! We hope our children will have a better financial future!! While we have never had car payments and credit cards were used for emergencies.....we could have handled money better and we would be in a better place as far as our mortgage is concerned. We owe 87,000 or there abouts...sounds like a lot in one way but we are excited to see how fast we can get it paid off and be debt free!!!!! My hope is that my children will not even have to have debt!!! Possible??? I think so!! What about you?
3 comments:
Absolutely possible ! We too carry a terrible debt load. And we too, would definitely do things differently if we could go back and have do-overs. We also are getting out of debt.
Interestingly, our children know the evils of credit cards and none of them use them. Although they are all newly married, they have NO intentions of getting into debt, they tithe faithfully and give generously. So, there is great hope that the stronghold of debt CAN be broken for the next generation.
God is so good ! :)
Gwyn Rosser
The Pink Tractor
www.gwynrosser.blogspot.com
I've never followed Dave Ramsey's advice, but his advice is pretty standard fare. While he is not a financial guru in any sense of the word, he is a great motivator for those looking to clean up their finances. I've never had debt or financial woes, but I lived by his grandmotherly advice from the get-go, only Ramsey was broke at the time. :-) Good for you for tackling that mortgage - it sounds like you and your family are in pretty good shape financially.
Unfortunately as the economy dips more and more people are going into debt. We are grateful to only have our home loans. We have always paid cash for cars and such....I want to be free to give and serve without the restraints of a mortgage! I am praying for a miracle!! :)
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